Privacy Policy
We at Agatha Global Tech, LLC (“AnnuitiesGenius” or “we” or “us” or “our”) know that
your privacy is important. This privacy policy (“Policy”) is designed to assist you in understanding
how we will collect and use the information you provide when you use (i) our publicly available websites
(the “Sites”) and (ii) the AnnuitiesGenius Mobile and other add-on applications (“Apps”) and other related services on which
we post a direct link to this privacy policy (together with Apps, the “Services”).
Please read this Policy to learn more about the ways in which we collect and use your information.
If we make any material changes to this Policy, we will notify you in accordance with
the process described in the “Revisions or Changes” section of this Policy, below. By using
our Services, you consent to our collection, use, and disclosure of your information as described
in this Policy.
For the purposes of our Policy, when we refer to “you” or to a “customer” we mean
any past, current or prospective customer of AnnuitiesGenius, including any visitor to one of our
Sites.
Collection of Personal Information
What We Collect. We collect personally identifiable information (PII) that you voluntarily provide to us during your
interactions with our services. This may include:
- Basic Identity Information: Your name, postal address, email address, and telephone number.
- Verification Information: Your phone number, used specifically for account verification purposes.
- Professional Information: National Producer Number (NPN) and Insurance License Number, which are necessary for providing
industry-specific services.
- Financial Information: Payment card numbers and other financial account details.
Information We Automatically Collect. When you access our Sites whether by computer,
mobile phone or other device, we automatically collect certain information about your use of our
Sites (this information may include without limitation: geographical location and IDs of your computer,
mobile or other device; bandwidth used; system and connection performance; browser type and version;
operating system; referral source; length of visit; page views; IP address or other unique
identifier for your computer, mobile phone or other device; your mobile carrier) using technologies such as cookies
and web beacons. When you download and use our Apps, we may also collect additional information about your
mobile device, including the hardware model, operating system and version, mobile network information and time
zone.
Data Integrity and Security. We use reasonable and diligent efforts to maintain
accurate information on our customers, and have adopted and implemented reasonable industry standard
security procedures to protect any such information collected. We constantly monitor our systems,
which are protected using industry-standard security measures. Although AnnuitiesGenius will use reasonable
efforts to secure network communications and our Sites, we cannot guarantee that the information
submitted to, maintained on, or transmitted from our systems will be completely secure.
Access to Customer Information; Updating Customer Information. A customer may (i)
access any of their personally identifiable information that we collect and maintain, or (ii)
correct, update or delete their personally identifiable information maintained by us, in each
case by contacting us by telephone or mail using the contact information provided below. We will
try and respond to your request promptly and in all cases within 30 days. To protect
customer privacy and security, we reserve the right to take reasonable steps to verify a customer’s
identity prior to granting access to or processing changes or corrections to such
information. We will retain a customer’s personal information for so long as its account is active
or as reasonably needed by us to provide our Services. We may also retain and use such
information as necessary to comply with our legal obligations, resolve disputes, and enforce our
agreements.
How We Use Personal Information
General. AnnuitiesGenius may use personally identifiable information to respond to your
inquiries, and/or address other requests or questions; enable your use of the Services; contact you
regarding your purchase; consider and respond to your job application; and collect payments from you; and
to send you goods or services purchased through our Sites; information and updates related to your
purchase; invoices; email notifications that you have specifically requested; email marketing communications
relating to our business, which we think may be of interest to you; and email messages
containing company news, product or service information. We may also use information collected through
our Sites for research regarding the effectiveness of the Sites and related marketing, advertising and
sales efforts. We may disclose your personally identifiable information (i) to the extent required by law
or if we have a good-faith belief that such disclosure is necessary in order to comply
with official investigations or legal proceedings initiated by governmental and/or law enforcement
officials, or private parties, including but not limited to: in response to subpoenas,
search warrants, or court orders; (ii) if we sell or transfer all or a portion of our
company’s business interests, assets, or both, or in connection with a corporate merger,
consolidation, restructuring, or other company change, or (iii) as otherwise disclosed in the
terms and conditions of our agreements with customers, including our separately posted and applicable Terms
of Use for the relevant Services.
Requests for Information. If you provided your email address or phone number on the
Sites to receive information from AnnuitiesGenius, you agree that AnnuitiesGenius, and our fulfillment
partners may contact you using the contact information you provide us regarding our products and Services,
such as offers, support and product updates. AnnuitiesGenius and our fulfillment partners may make such
contact by email, phone and/or text, including the phone number you provide us, and we may use
automated dialers technology in order to more efficiently connect you with one of our
representatives. Your mobile phone carrier’s standard message and data rates may apply to text messages.
You are not required to provide your phone number as a condition of purchasing products or Services,
and you can opt out at any time as described in the “Opting Out” section found below within this
Policy.
Email. We may communicate with a customer through email using the customer’s personal
contact information on file in our systems to inform the customer of new products, important
industry news or information about Services and upgrades provided by AnnuitiesGenius.
Third Party Sites. Our Sites may contain links to third party websites. Please note that
the privacy and other policies of any such third party website may differ materially from this Policy. We strongly
recommend that customers review the privacy policies of any such third party prior to submitting
personally identifiable information. AnnuitiesGenius has no control over and is not responsible for
the information practices of other websites, including those to which we may link and those which
may link to us.
Use of Widgets. We may provide widgets on our Sites that make it possible to share
information on third-party platforms. These widgets do not store your personally identifiable
information. Our Sites may also include social media features, such as the Facebook®
or Twitter® button and similar widgets and interactive mini-programs that run on our
site (each, a Feature). To the extent we use these Features, they may collect your IP
address, which page you are visiting on our site, and may set a cookie to enable the Feature to function
properly. Social media Features and widgets are either hosted by a third party or hosted directly
on our Site. Your interactions with these Features are governed by the privacy statement of the
company providing the Feature or widget.
Use of Cookies. When you interact with the Site, we try to make that experience
simple and meaningful. When you visit our Site, our web server sends a cookie to your computer.
Cookies are files that web browsers place on a computer’s hard drive and are used to indicate
whether you have visited the Site previously. The data collected may include how you navigate around a web
page and the most commonly clicked links on a specific web page. Certain technical information, such
as your browser version and operating system, are also collected. You can configure your browser to accept
all cookies, reject all cookies, or notify you when a cookie is set (each browser is different,
so check the “Help” menu of your browser to learn how to change your cookie preferences). We use
cookies for a number of purposes, including to: access a customer’s account information when
a customer logs into a Site, so that we can provide the customer with customized content,
keep track of preferences you specify while you are using the Services, and to estimate and report
total audience size (unique users) and traffic for our Sites, and to conduct research to improve the
content and services of our Sites.
Third-Party Cookies. We may also from time to time engage third parties to track
and analyze non-personally identifiable usage and volume statistical information from visitors to our Sites
to help us administer our Sites and improve their quality. Such third parties may use cookies and web
beacons to help track visitor behavior. Such cookies and web beacons may track how you interact with a Site
through the use of cookies and the data collected may include how you navigate around a web page and
the most commonly clicked links on a specific web page. Certain technical information, such as your
browser version and operating system, may also be collected. If collected, this information will be used
by us to evaluate and, if necessary, modify the relevant Site to improve the functions and
ultimately, make it easier for customers to use. None of your personally identifiable
information, that is, your name, address, or phone number, is collected through such collections.
Disclosure of Personal Information
We commit to not selling or sharing your personal information with third-party
companies for their marketing or promotional uses. Any sharing of data is strictly limited to what is necessary to provide our services,
as detailed in this policy.
Your Privacy Rights
You have the right to access, update, and delete your personal information at any time. If you are a
California resident, you are granted additional rights under the California Consumer Privacy Act (CCPA). These include the right to
request the categories of personal information we collect and the right to opt-out of the sale of your personal information.
How to Request Deletion of Your Personal Information
If you wish to delete your personal information from our records, please follow these steps:
- Contact Us: Send us a request via email at help@annuitiesgenius.com. Please provide enough information to identify
your account, such as
your full name and email address.
- Verification Process: To protect your privacy and security, we will take steps to verify your identity before
processing your request.
This may involve asking you to provide additional information or to confirm your identity via your registered email or phone number.
- Confirmation: Once your identity has been verified and your request processed, we will confirm that your personal
data has been deleted
from our records, except for any data that we are required to retain by law or for legitimate business purposes.
- Timeframe: We aim to process all deletion requests within 30 days of receiving a verified request. If there are
delays or if we need
additional information from you, we will inform you promptly.
How To Contact Us
General. If you have any questions or concerns about this Policy or the way your
information is being used by AnnuitiesGenius, or should you wish to contact us for any
other reason described in this Policy, you can contact us (i) by email directed
to help@annuitiesgenius.com.
Effective Date of Policy. This Policy was last updated as of the last date set
forth below. If you would like to see an earlier version of this Policy, please contact us
using one of the methods set forth above and specify the applicable date or time period for the prior
Policy version requested.
© 2024 Agatha Global Tech, LLC. Any rights not expressly granted herein are reserved by Agatha Global
Tech.
Revised: May 13, 2024